You can request a viewing by contacting the assigned agent directly.

Consider location, condition of the property, nearby amenities, legal ownership, and any outstanding fees or taxes.

Costs may include the purchase price, legal fees, stamp duty, loan processing fees, and valuation fees.

It varies but typically takes between 3 to 6 months, depending on loan approval and legal processes.

RPGT is a tax imposed on property sellers who make a profit from selling their property. As a buyer, this does not directly affect you, but it may influence the seller’s asking price. If a seller is subject to RPGT, they might increase the selling price to cover the tax. You should be aware of this when negotiating the final price.

Most banks require a minimum down payment of 10% of the property's price if you qualify for a 90% home loan. If it's your third property or more, the maximum loan margin is usually 70%, meaning you need to pay at least 30% upfront. First-time homebuyers can explore government schemes like PR1MA and Rumah Selangorku, which offer lower down payment requirements.

Once you decide on a property, you need to apply for a housing loan from a bank. The bank will assess your eligibility based on your income, credit score, and financial commitments. If approved, they will offer a loan package with specific interest rates and repayment terms. The process typically takes a few weeks, and it’s advisable to get pre-approval before committing to a purchase.

Legal fees cover the cost of hiring a lawyer to handle the Sales & Purchase Agreement (SPA), loan agreement, and title transfer. The fees are based on a percentage of the property price, typically ranging from 0.5% to 1%. Some developers offer free legal fees for new projects, but buyers must confirm what is covered.

Before buying, you should conduct a title search at the Land Office to check if there are any caveats, legal disputes, or unpaid charges on the property. If buying a stratified property (condominiums or apartments), check with the management office for outstanding maintenance fees. A lawyer can assist with these verifications to ensure a smooth transaction.

Conventional home loans charge interest based on a floating or fixed rate, whereas Islamic home financing follows Shariah principles, using concepts like Murabahah or Ijarah, where the bank purchases the property and sells or leases it back to the buyer. Islamic loans do not charge interest but instead use a profit-sharing structure. Many Malaysians choose Islamic financing for its stability and compliance with Islamic banking principles.

When choosing a location, consider factors such as accessibility, nearby amenities, future development plans, traffic conditions, and flood risk. Properties near LRT or MRT stations, highways, and commercial hubs tend to have higher value appreciation and better rental demand. Checking crime rates and safety in the area is also essential.

Canceling a property purchase after signing the booking form may result in the forfeiture of your deposit, usually 1% to 3% of the purchase price. If the SPA has been signed, legal penalties may apply. Buyers should carefully consider their financial situation before committing to a purchase.

You can list your property by creating an account on the seller site and submitting details such as property type, price, photos, and description.

The time to sell a property depends on market conditions, location, and pricing. A well-priced property in a high-demand area may sell within a few weeks, while others may take months. The legal and financing process can take an additional three to six months before the transaction is fully completed.

Yes, you can sell a property with an outstanding loan, but you must first obtain a redemption statement from your bank. The buyer’s bank will settle your remaining loan balance directly with your bank, and any surplus from the selling price will be paid to you.

If the buyer backs out after signing the SPA, the seller is usually entitled to keep the 10% deposit as compensation. However, if the seller backs out of the deal without valid legal reasons, the seller may need to return the deposit to the buyer and compensate them with an equivalent amount.

The selling price should be based on the current market value. You can engage a licensed valuer for an official property valuation or compare recent transactions of similar properties in your area. Real estate agents can also provide market insights to help you set a competitive price.

Yes, the main tax you need to consider is the Real Property Gains Tax (RPGT), which applies if you sell a property within six years of purchasing it. The rate varies depending on how long you have owned the property. You will also need to pay legal fees, agent commissions (if applicable), and administrative charges for title transfer. If your property is stratified, the management office may charge a fee for consent to transfer ownership.